Good Thing I Looked into Personal Grants
Guest Post by: Emila Sanderson
I thank God, Uncle Sam and all of you American taxpayers for providing US citizens with personal grants programs. They really saved my butt in the biggest of ways.
In my younger days I made an enormously overwhelming amount of mistakes and irresponsible decisions. I was real rebellious and careless maniac. My parents spent tens of thousands of dollars on my college education, which were spent in vein while blew off class and spent allowances on road trips and partying. When they became financially exhausted by my college expenses, I began taking out student and personal loans to finish school.
Amazingly, I did graduate. However, I was still a poor decision maker as far as financial planning was concerned. I over spent on all my credit cards and a couple of my mom’s. I financed a car I couldn’t afford, rented an apartment I couldn’t afford and was still buried in defaulted student loans. Not to mention all the money I owed my parents. Government funded personal grants literally saved me, and my family, from certain financial doom.
While exploring the options of bankruptcy, chapter 7, and debt consolidation, I stumbled upon a web link to a variety of government financial aid programs. I was amazed to find that there are numerous amounts of government agencies that provide personal grants to people who have financial issues similar to mine. It’s really quite incredible. There is an exorbitant amount of free government money available to help you out of even the most careless and irresponsible forms of debt.
Most people are well aware of government grant funding for college education, or medical research and things of that nature. But most, like myself, have remained unaware of personal grant programs and opportunities for decades.
Since you can apply for as many as you need, I acquired several personal grants to pay of the following debts;
- I received a personal grant for $4300 to pay my delinquent car payments and halt repossession
- Another personal grant to pay all of my credit card debts – in full
- Nearly $13,000 to get current on my student loan payments
- Just over $1200 to pay utility bills that were pending disconnection
- About $2700 to pay back rent just before the eviction trial
In total, I received over twenty thousand dollars in free government money through personal grants. I virtually escaped financial ruin and possibly even homelessness by the skin of my teeth. It’s amazing to me that I don’t have to pay this money back and it doesn’t show on my credit report. My parents were also able to qualify for personal grants to help with the financial strain I caused them. I can sleep a little better at night about that too.
In: Grant & Loan Resources · Tagged with: Low Income Resources, personal government grants, personal grants
on February 27, 2009 at 6:14 pm
i have 2 sons one is disabled and the other was able to go to college thanks to the HOPE SCHOLARSHIP he would like to get into a graduate degree