Debt Grants You Don’t Repay

debt grantsDebt relief grants that are available may be able to offer help to people by providing the financial assistance they need. With billions of dollars available, financial worries are instantly put to rest for those who qualify.

With hundreds government and private foundation grants that offer financial assistance, there should be more people taking advantage of these program. The reality is that these organizations do not typically promote, advertise or market grant programs — probably because it is not their job. While they have budgeted to help people get out of debt, and it is really up to the individual to find and use the resources available to them.

Once you are aware that these programs exist, finding them is the easy part. Debt grants may be offered at the local level, by state government agencies, and possibly even at the national level. With many options to choose from, it’s just a matter of identifying the programs that you qualify for and submitting your application.

Where most people fail is that they either don’t take the time to complete and submit an application or, if they do, they only try once. Since you can apply and qualify for as many grants as you like, it may be best to try and try again. With so many thousands of people clamoring to get a piece of free grant money, you’re application could very well be denied on the first attempt. But it doesn’t hurt to resubmit your application.

How Do Debt Grants Work?

The organizations providing these funds realize that everyone faces a financial storm at one point or another in their life. When this happens, life can spiral out of control. Someone who loses their job, for example, doesn’t just lose their job. They suddenly can’t pay their bills or make a mortgage payment. As a result, they lose their home through the foreclosure process and their credit is destroyed.

When that person gets back on their feet again, they are drowning in debt and can’t get approved for credit, an apartment, and it could even effect their ability to get a new job. One day life was going along great, and the next day you’re a victim of layoffs and your life takes a sharp turn. These major life events can affect the future of you and your family, which is why government and private foundation grants may be available to you.

The first step is to search the grant catalog by accessing a current directory. Once you’ve found the grants that meet your criteria, simply follow the instructions to complete and submit your application. Access to the database will also include many resources to help increase your chances of getting your application approved. Use these resources — once approved. you could a check for several thousand dollars.

You are free to use this cash in accordance to the terms of the grant, and by doing so this is money that never has to be repaid and could put financial hardship to rest once and for all.

Posted on December 13, 2008 at 4:52 pm by admin · Permalink
In: Getting Out of Debt · Tagged with: , ,

27 Responses

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  1. Written by Natalie
    on January 5, 2009 at 3:45 am

    I am currently looking for all available debt grants. I’m currently in $30K of debt and would like to see which grants I qualify for.

  2. Written by fern Joseph
    on January 6, 2009 at 9:46 pm

    I wishto get information on debt grants to enable me to pull myself out of the spectre of foreclosure and debt that I am unable to pay.

  3. Written by colleen yore
    on January 9, 2009 at 12:33 am

    I am looking to apply for a grant to pay all my bills and my boyfriends bills as well and to buy a new car. my car right now is on its last leg.


    colleen yore

  4. Written by Dawn
    on January 13, 2009 at 8:07 pm

    I am currently looking for all available debt grants. I’m currently in $30K of debt and would like to see which grants I qualify for.

  5. Written by Laurine E.
    on January 14, 2009 at 9:28 am

    My husband & i worked for a big named company, with over 300 stores across the US, Hawaii & Puerto Rico, until feb of last year. The company was sold to a liquidation company & 2 months after that we were all unemployed. We found out we were having a baby a month before we were laid off. My husband got a job while i was entering my 3rd trimester. We are even further in debt & we really need help.

  6. Written by Robert W.
    on January 21, 2009 at 4:30 pm

    We are currently looking to find a debt grant to pay off
    most of our debts to be able to buy a home. We would like
    to find out more about qualifying for a debt grant.

  7. Written by traci green
    on January 28, 2009 at 11:28 pm

    hello, my husband and I are looking for a grant to help pay off old debts on our credit so we will be able to buy a home.

  8. Written by Evelyn Rivero
    on January 29, 2009 at 12:57 pm

    I am currently $75,600.00 in credit card debt and I need help. I cannot pay my bills. Can someone let me know how to apply for a debt grant and how to qualify.

  9. Written by Ed, Khawa
    on February 1, 2009 at 11:37 pm

    My wife and I have close to 10K in credit card debt. Want to pay off the same. Am ok with an easy instalment loan.

  10. Written by WAYNE HUGHES SR
    on February 5, 2009 at 2:05 pm


  11. Written by Shelley
    on February 6, 2009 at 4:24 pm

    I am a single mother of two young girls and in need of a loan to pay off my debt after my divorce. I would like to start fresh and clean with two daughters. my total debt is about 15000.+/- Thank you

  12. Written by Daymeon
    on February 11, 2009 at 7:30 pm

    Hi im 26 yerars old and im 60,000 dollars in dept. Yes im only 26 years old. Its going to take more then my life time to pay this off. I would like to have my life back if possible. i work hard everyday from 16 to 22 hrs a day with 1 day off a month to help and try to pay this dept from loans. Any grant out there possible for a 26 yr old in Canada? Thanx…

  13. Written by Mati Saldana
    on February 15, 2009 at 9:29 am

    Is it really possible to get out of credit card debt with a grant and also get a grant to start a small business? I’m a single mom, hispanic, with a full-time student in school who is going to turn 24 and I will lose her as a dependent before she graduates. She will be a senior next year?

  14. Written by Jessica M
    on February 20, 2009 at 6:53 pm

    I am currently layed off from the automotive industry and will probably not get called back i have very large credit card bills and need help paying them off and don’t know where or how to look for grants i could qualify for

  15. Written by SANDRA STEBBINS
    on February 27, 2009 at 11:23 am

    I’m trying to pay off my bills & credit cards so i can build me a 2 bedroom home, I work full time & my health is failing, just had surgery for knee need help please

  16. Written by Steven Panagidis
    on March 1, 2009 at 5:01 pm

    I’m trying to pay off my bills but i recently got laid off from my job and now i cannot pay my bills ontme, i owe over 1000$ to my
    credit card and i still have to pay for my phone bill. I need help, please…i cant afford to have nothing, im in school fulltime and trying to improve myself, but i cant handlebeing in debt, it strains my thought process when im in school, please help me…

  17. Written by sherri ayres
    on March 9, 2009 at 10:40 am

    I need help to pay off medical and off credit card bills. My husband and I are on a fixed income due to his recent back surgery and I am not working.

  18. Written by Lorna
    on March 15, 2009 at 7:18 pm

    I need some grant money to pay off 40k in credit card debt.
    Can you help me, please?

  19. Written by Michelle
    on March 20, 2009 at 9:47 am

    I am a mother of 5, with 2 special needs children. My husband has been laid off since Oct. and unemployment will soon run out. I am looking for 15,000 – 20,000 in grant money to help pay off our debt and current bills. Is there anyone who is willing to help us? Thanks!

  20. Written by rebecca
    on March 30, 2009 at 10:35 am

    i am a mother of 2 boys i just don’t make enough to pay my rent and utilites can someone help me till i get another job i getting ready to evicted i have no place to go approx 5,ooo- 8,ooo i need a car i don’t have a car.

  21. Written by Cynthia Carter
    on April 21, 2009 at 2:05 pm

    I’m being sued by a credit card company for 10,500.00. After my divorce my ex disappeared and didn’t pay the debt he left in my name that he was supposed to. I settled with credit companies, took a loss on the house I had to sell so it didn’t foreclose and am left with this. They wouldn’t settle with me and kept jacking up the interest until I finally couldn’t pay it along with all the other things I had to pay off and take care of family as well. I now am being sued by them in less than a month, have a court date. I don’t have this and don’t know what to do. I can’t afford for my wages to be garnished for the next 5 to 7 years either. I’m not making it now as it is.

  22. Written by isaac lang
    on April 27, 2009 at 11:59 am

    Looking for help writing for a grant I just got divorce i agree to stay home to help ex and she ? and put child support on me anyway 736.00 month and i am trying to help mother as well father past away last year looking to also pay off loans for divorce i am not that good on a computer i would like a little help so i can have a fresh start i am 45 i work 2 jobs already. need 30,000.

  23. Written by Jennifer
    on May 6, 2009 at 3:21 pm

    I am looking for a debt grant for bills and rent I am a single mom of three girls and I have been looking for a job but can’t seem to find one.

  24. Written by savour fields
    on July 1, 2009 at 9:09 am

    i am a divorced mother of one child. i have 25,000.00 in credit cards, 15,000.00 left on my car, and 80,000.00 i owe for college loans. i am looking for a grant that can help me.

  25. Written by Marco Arriaza
    on September 4, 2009 at 8:42 am

    I am about 10k in medical and school loan debt, in addition to helping out my family in Philadelphia that is also in debt . It’s difficult for me to support myself with my income at these times , this grant can definitely help. Please reply .

  26. Written by rachel brown
    on January 8, 2010 at 4:29 pm

    Can I find out about these grants without having to buy a book?

  27. Written by Samantha Olson
    on June 27, 2010 at 11:30 pm

    Hi I’m a twenty year old that went out into the world not knowing how to manage my money and wound up in credit card debt plus medical bills on the side, i would like to have a fresh start to my young life and live debt free. But i need a jump start on how i can accomplish that, i am learning a little bit about managing money, i need help and have no where else to go.

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