Archive for June, 2009
Subprime Mortgage Lenders – What You Need to Know
If you are having trouble getting approved for a home loan, you may be considering help from a subprime mortgage lender. Before you do, know exactly what you are getting into by signing a long-term contract with these alternative lenders. Generally, individuals cannot get approved for prime lending through a traditional bank because of a [...]
In: Home & Auto Financing · Tagged with: help with mortgage, home mortgage grants, lenders, mortgage loans
Student Scholarships for Minorities
Minority students have quickly become a large population of college student body. By finding and applying for free scholarships for minorities, millions of people are able to make getting a degree affordable by getting the money they need to pay for their educational expenses. Regardless if you are an African American, Native American, Asian American [...]
In: Educational Funding · Tagged with: financial aid for college, grants for minorities, scholarships for college
Starting a Business With No Money
We recently discussed how starting a business in a recession is not such a bad idea, but how can this be done with no money and no financing lined up? The biggest challenge a new business owner faces is the ability to find the cash they need to get their business up and running. Particularly [...]
In: Small Business Resources · Tagged with: small business grants, small business loans, starting a business
Should You Start a Business in a Recession?
If you’ve ever thought about starting your own business before, there may be no better time than now. A recession tends to bring out the creativity in others and pushes people to take chances that they may not otherwise take. Maybe it is a result of necessity or just a desire to make a little [...]
In: Small Business Resources · Tagged with: small business grants, small business loans, starting a business
How to Save $50 a Day or More
When cash is needed, it can often be easier to find ways to save money than to go out and make more money. Particularly when the job market is bad and thousands of college students are scrambling to take any job available, making extra money may not be the easy route. Those who take a [...]
In: Personal Finance · Tagged with: credit card debt, saving money
What to Do When You Can’t Pay Your Mortgage
When times are tough, many families are faced with having to make tough decisions when it comes to paying their bills. The choice can often be putting gas in the car to get to work or making the mortgage payment. While falling behind in your bills is not a good thing, it can be the [...]
In: Personal Finance · Tagged with: credit card debt, help with bills, help with mortgage
Financial Aid for Single Mothers – It’s Never Too Late to Go Back to School
Here’s a motivating story about how a single mother went from broke to going back to school to get a degree in order to secure a high paying Job. Financial aid for single mothers is available for single mothers, and by using the resources available, single moms can make it in the business world while [...]
In: Finance for Single Parents · Tagged with: Educational Funding, financial aid for college, grants for single moms, Scholarships for Mothers
Dave Ramsey Debt Snowball Plan to Get Out of Debt
By following the simple steps outlined in the Dave Ramsey Debt Snowball system, you can not only quickly get out of debt, but start to build some real wealth. When most people are faced with large debt from credit cards, loans or medical bills, the feeling can be so overwhelming and difficult to tackle. But [...]
In: Getting Out of Debt · Tagged with: credit card debt, Getting Out of Debt, help with bills
Afforable College – How to Make School Affordable
Not only can be stressful in getting accepted into the school of your choice, but finding an affordable college is another hurdle that can be quite challenging. With the cost of education rounding off to be about $35,000 a year for tuition, books and other expenses, it’s no wonder that the majority of today’s college [...]
In: Educational Funding · Tagged with: free college grants, paying for school, scholarships for college
Credit Card Delinquencies Reach New Highs
According to Money.com, not only is personal credit card use on the rise, but Trans Union, one of 3 major credit reporting bureaus, reported that delinquencies are up 11% from last year. In other words, people are not paying their bills and the credit card companies are feeling the brunt of it. This is all [...]
In: Personal Finance · Tagged with: credit card debt, credit score, interest rates